Canada’s move toward formal open banking rules in 2025 marks a turning point for fintech development. For years, startups built their tools by scraping data from online accounts. The new data-sharing framework replaces that fragile approach with verified, consent-based access to financial information. Builders of cash‑flow platforms, payroll link services, and SME payment systems are now reshaping their code and compliance models to align with new accreditation and liability
