Canada’s move toward consumer‑driven banking—the local adaptation of what many call open banking—is poised to redefine how financial data flows across institutions in 2025. The new framework, led by the federal consumer agency and tied to Budget 2025, will accredit participants and publish rules for responsible data access. For fintech founders, the transition is more than a compliance update. It’s a turning point in how new services will connect savings, credit, investments,
